Leisure holiday activities covered

In respect of each Insured Person the following activities are covered as part of their leisure holiday during the Period of Insurance:

  • Abseiling
  • Angling
  • Aerial safaris
  • American football
  • Archery (properly supervised)
  • Badminton
  • Banana boating
  • Baseball
  • Beach games
  • Bowls
  • Bungee jumping with a licensed operator
  • Canoeing/Rafting (to Cat.3)
  • Clay pigeon shooting (under supervision)
  • Cricket
  • Cross-country running
  • Croquet
  • Curling
  • Cycling (leisure, excluding BMX stunt riding)
  • Deep sea fishing
  • Fell running/walking
  • Football (amateur)
  • Fencing
  • Gliding (not piloting and subject to flying with qualified pilot)
  • Go-karting
  • Golf
  • Gymnastics (non-competitive)
  • High diving (from a purpose built diving board over a man made pool)
  • Hiking/Trekking/Hill walking (where no ropes or guides are required, established, documented, paths/tracks/mapped routes)
  • Hockey
  • Horse riding (not racing, hunting or competing, protective headgear to be worn, excluding jumping trials, hunting, show jumping and competitive riding)
  • Hot air ballooning (licensed operator only, not piloting)
  • Ice skating
  • Ice hockey (on an indoor ice rink)
  • Jet boating (as a passenger)
  • Jet skiing
  • Marathon running
  • Motorcycling (not racing or competing and subject to policy terms)
  • Mountain biking (protective headgear to be worn and excluding competitions)
  • Netball
  • Orienteering
  • Paragliding
  • Parascending/ Parasailing (towed by a boat)
  • Polo
  • Pony trekking (protective headgear to be worn)
  • Quad biking (wearing protective clothing and in a controlled environment)
  • Racing (on foot)
  • Rambling
  • River canoeing/Kayaking and Rafting (in calm water not sea or white water above grade 3)
  • Roller blading
  • Rounders
  • Rowing
  • Rugby
  • Sand surfing
  • Sand safaris
  • Safari (organised by a bona-fide tour operator, provided that the Insured Person will not be using a firearm)
  • Sail boarding
  • Sailing and Yachting (inshore/coastal waters – within 12 miles of coastline)
  • Scuba-diving (as long as not flying within 24 hours of last dive) up to a depth of 10 metres as standard or up to a depth of 30 metres maximum (as long as PADI qualified or equivalent to that depth)
  • Shooting (range only)
  • Skateboarding
  • Skating
  • Skin diving
  • Snorkelling
  • Soccer
  • Squash
  • Surface water sports
  • Surfing
  • Swimming
  • Table tennis
  • Ten pin bowling
  • Tennis
  • Trekking (organised by a bona-fide tour operator, established, documented, paths/tracks/mapped routes)
  • Tug-of-war
  • Underground activities (as part of an organised excursion or tour)
  • Via ferrata
  • Volleyball
  • War games/Paintballing
  • Water polo
  • Water skiing (excluding jumping)
  • White water rafting (to Cat.3)
  • Weightlifting
  • Windsurfing
  • Winter Sports (where the appropriate additional premiums have been paid)
  • Yachting (coastal waters only)

Winter Sports cover under this will also include:

  • Bobsleighing
  • Cross country skiing (on recognised paths)
  • Curling
  • Ice hockey (other than on an indoor ice rink)
  • Off-piste skiing (in areas considered safe by the ski resort management)
  • Ski boarding
  • Sledging
  • Snowboarding
  • Snowshoeing
  • Snow skiing
  • Snowmobiling.

There is no cover under Section 3 – Personal Liability for jet skiing, sailing and yachting or snowmobiling.